Speciali\u015ftii estimeaz\u0103 c\u0103 rom\u00e2nii vor pl\u0103ti rate din ce \u00een ce mai mari \u00een urm\u0103toarea perioad\u0103. \u00cen special, cei care au credite \u00een lei bazate pe indicele ROBOR. Anali\u0219tii estimeaz\u0103 c\u0103\u00a0ROBOR la 3 luni\u00a0va ajunge la 10% p\u00e2n\u0103 la sf\u00e2r\u0219itul anului.<\/strong><\/h2>\nBNR a crescut dob\u00e2nda de politic\u0103 monetar\u0103 de la 4.75% la 5.5% \u00een \u00eencercarea de a opri infla\u021bia care cre\u0219te \u00eentr-un ritm accelerat. Asta se va reflecta, \u00een final, tot \u00een rate.<\/p>\n
Rom\u00e2nii se \u00eemprumut\u0103 \u00eentr-o \u201eveselie\u201d<\/h2>\n
Rom\u00e2nii continu\u0103\u00a0s\u0103 acceseze credite bancare, \u00een ciuda crizei economice preconizate de anali\u0219ti \u0219i \u00een ciuda dob\u00e2nzilor care continu\u0103 s\u0103 creasc\u0103.<\/p>\n
Potrivit datelor B\u0103ncii Na\u021bionale a Rom\u00e2niei, p\u00e2n\u0103 \u00een iunie 2022, au fost accesate 170.865 de credite. Comparativ, \u00een 2019 au fost luate pu\u021bin peste 143.000 de credite, \u00een 2020 149.877, iar \u00een 2021, 164.372.<\/p>\n
Oamenii sunt interesa\u021bi at\u00e2t de credite imobiliare, c\u00e2t \u0219i de cele de nevoi personale. \u00cen ultimele luni, dob\u00e2nzile s-au m\u0103rit considerabil, \u00een special cele dependente de ROBOR.<\/p>\n
Refinan\u021barea, o variant\u0103 viabil\u0103?<\/h2>\n
Refinan\u021b\u0103rile sunt o variant\u0103 pentru cei care au nevoie de bani, dar \u0219i pentru cei care vor s\u0103 treac\u0103 de la dob\u00e2nd\u0103 variabil\u0103 la dob\u00e2nd\u0103 fix\u0103.<\/p>\n
Rom\u00e2nia se claseaz\u0103 pe locul 9-10 la egalitate cu Islanda (4,75%), \u00eenaintea noastr\u0103 afl\u00e2ndu-se Polonia (6,5%), Cehia (7%) \u015fi Ungaria (7,75%). Cu excep\u0163ia Islandei, acesta este \u015fi top 5 al \u0163\u0103rilor din Uniunea European\u0103 cu cele mai mari rate.<\/p>\n
<\/p>\n
Sursa: Ziarul National\u00a0<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Speciali\u015ftii estimeaz\u0103 c\u0103 rom\u00e2nii vor pl\u0103ti rate din ce \u00een ce mai mari \u00een urm\u0103toarea perioad\u0103. \u00cen special, cei care au credite \u00een lei bazate pe indicele ROBOR. Anali\u0219tii estimeaz\u0103 c\u0103\u00a0ROBOR la 3 luni\u00a0va ajunge la 10% p\u00e2n\u0103 la sf\u00e2r\u0219itul anului. BNR a crescut dob\u00e2nda de politic\u0103 monetar\u0103 de la […]<\/p>\n","protected":false},"author":2,"featured_media":24206,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[166,4,8],"tags":[],"yoast_head":"\n
Rom\u00e2nii \u00ee\u015fi iau credite cu ochii \u00eenchi\u015fi! Dob\u00e2nzile, la un nivel maxim, dar \u015fi \u00eemprumuturile la fel - Informa\u021bia Liber\u0103<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/informatialibera.ro\/romanii-isi-iau-credite-cu-ochii-inchisi-dobanzile-la-un-nivel-maxim-dar-si-imprumuturile-la-fel\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rom\u00e2nii \u00ee\u015fi iau credite cu ochii \u00eenchi\u015fi! 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